Learn more

Jason Hass

Head of Business Development at TrueAccord
Alameda, California
|

azlawyer@gmail.com
|

602-451-2166
SUCCESS DRIVEN AND ENTREPRENEURIALLY SPIRITED As a Senior Business Leader, I leverage deep and broad legal, financial services, product development, consumer lending and operational expertise to create profitable and sustainable enterprises. Formulate and implement business strategies, processes and controls that overcome challenges and conflicts while ensuring compliance with wide-ranging federal and local regulations, domestically and internationally. INNOVATIVE FINANCIAL AND OPERATIONAL SOLUTIONS Spur organic and inorganic growth while mitigating risk for stakeholders within multimillion-dollar, start- up, fast growth and/or turnaround environments. Launched regulated consumer credit business to serve underserved, middle class populations within Philippines market, contributing 300% growth to Finefectivo Lending Corporation. RISK MITIGATION Achieved < 1% bad debt of Finefectivo’s Philippines loan portfolio through the development of culturally tuned credit scoring matrix. EXPANSION Facilitated Finefectivo’s growth beyond the network of family-owned factories, into a non-bank depository institution (SOFOM) in Mexico. TECHNOLOGY Leveraged cloud-based technology to automate data information gathering for Finefectivo’s targeted companies, reducing time required to implement salary loan product and enabling expansion from one to 11 factories, with tens of thousands of employees. LOBBYING Played integral role in the removal of a Dodd-Frank amendment that negatively impacted client of Client Relation Specialists. TAILORED BUSINESS SOLUTIONS Increased collections 233% and improved consumer goodwill for major multinational bank by working with customers to plan repayments on reduced balances. CONSUMER-CENTRIC COLLECTIONS METHODS Expedited negotiation, settlement and collections of 75K+ accounts worth hundreds of millions of dollars for Global NPO. Reduced costs 70%, increased membership 100% and attained 95% retention rate at consumer cooperative.
J
H

Work Experience

TrueAccord

Head of Business Development
|

Jul 2015 - Current
  • Responsible for all business development efforts at a rapidly growing FinTech debt collection firm.
  • Negotiated deals that grew debt under management by 1100% in 12 months through strategic partnerships with several top ten banks.
  • Achieved a 500% increase in gross recoveries by creating deep integrations and developing champions within partner organizations.
  • Created an enterprise sales strategy and process to partner with major banks and lenders.
  • Served as an expert on legal and regulatory issues regarding the FDCPA and regulatory impact of various agencies including the CFPB.
  • Provided cross functional support and guidance in other areas within the company including client services, data sciences, analytics, and operations.

Credit Karma

Director, Business Development: Collections and Credit Repair Channel
|

Mar 2014 - Jul 2015
  • Directed all business development efforts around debt relief, collections, and credit repair for over 55 million users.
  • Expanded business into new markets within the debt collections industry.
  • Partnered with major debt buyers in an effort to assist in the collection of billions of dollars in delinquent and charged off debt.
  • Developed and implemented business growth plan for the debt vertical while bringing on new partners to supplement existing relationships.
  • Provided legal and regulatory advice regarding the FDCPA and regulatory impact of various agencies including the CFPB.
  • Managed the development and implementation of key product releases that allowed for a 2x increase in debt related sales.
  • Negotiated sales contracts with partner companies and managed the internal legal flow.

Client Relation Specialists

Principal Consultant
|

2010 - Mar 2014
  • Co-founded firm, drove execution of all firm operations including sales, marketing, consulting program design, proposal preparation and presentation, client data analysis and client program implementation.
  • Holding full P & L accountability for projects and organization functions.
  • Provided leadership in project management and engagement management while leveraging prior experience and expertise in financial services and outsourcing to build a successful business model.
  • Provided operational insight and strategic guidance for formation of global marketplace and exchange-listed fund for peer-to-peer / marketplace loans for a UK investment bank.
  • Assisted US based financial services firm's expansion into Mexican and other international markets.
  • Created consumer-friendly collections process along with partner bank (JP Morgan) to resolve mortgage portfolio problem.
  • Developed new debt restructuring and mitigation programs, including consumer-centric collection practices, for a Mexican debt buyer.
  • Designed a collections and recovery operation for Garanti Bank in Turkey to increase the repayment rate on delinquent debt from 12% to 40%
  • Started and managed outsourced 500 seat call center for a client specializing in banking customer services and quality assurance.

Finefectivo Lending Corporation

Chief Operating Officer
|

2011 - Jan 2014
  • Directed all operations and financial functions, including financial reporting, credit risk analysis, and daily loan processing.
  • Worked jointly with outside counsel to obtain proper licensing for the firm as a non- bank financial institution in Mexico and the Philippines.
  • Engineered process, policy, and procedures in compliance with various regulations in each locale.
  • Created and developed new lending products, services, and markets.
  • Increased profits 20% to 30% through remarketing of consumer data for use in marketing discounted goods and services to the borrowing pool.
  • Created and instituted all operations and procedures, automating processes, developing procedural manual and ensuring accounting was on par with a US financial institution.
  • Reduced costs 45% and increased timeliness of repayments by instituting new methods that included collecting postdated checks for all loan payments, creating electronic warehousing of checks, and working with mobile carriers to access their payment networks for loan funding/repayment.
  • Facilitated 200% increase in profits through development of loan model that demonstrated improved price competition with the market and convinced owners to replace existing problematic model.
  • Developed and structured a series of private debt offerings to raise additional lending capital.

Global NPO Management Group

Co-Founder / Chief Operating Officer
|

2006 - 2010
  • Conceptualized, founded, and propelled business growth, directing staff and operations in the US and Philippines.
  • Fully accountable for business development, marketing, legal affairs, P&L, and debt collection portfolio management.
  • Built business from zero to $250 million dollars in revenue in less than 24 months.
  • Set up four client call centers, 100, 200, 50 and 500 seats, respectively.
  • Designed and prepared the operations and marketing strategy for the establishment of a state-regulated trust company in South Dakota for potential client, which represented a breakthrough, game-changing strategy within the consumer debt restructuring industry.
  • Established joint venture between Global and UNIFIN, a large Mexican finance and leasing company, to bring US collections practices to Mexico, enabling UNIFIN to collect on bad car leases and debt.
  • Collaborated on a JV with Citibank to implement and adopt a holistic approach to consumer collections that focused on working with borrowers, cutting costs and driving the recoverable amount on delinquent debt from 22% to 55%

Debt Settlement USA

Vice President / General Counsel
|

2005 - 2006

Maintained oversight of all call center operations.

  • Managed all general legal matters, including supervising external counsel and providing in-depth legal research into the debt restructuring and settlement business.
  • Maintained oversight of all call center operations.

Solo Law Practice

Attorney
|

2004 - 2006
  • Managed all aspects of a private law practice, including P&L, marketing, case management, client intake, and finance/accounting functions.
  • Gained exposure to various cases that eventually led to a career in the financial services and debt restructuring.
  • The highlight of my short time in private practice was enabling a client to restructure and sell a multi-location retail business at a profit by eliminating long-standing debt and expenses, restructuring debt, negotiating lease concessions, and working with suppliers to extend new lines of credit.

Education

Southwestern Law School

Juris Doctorate Law
|

Aug 2001 - May 2004

Activities and Societies: Entertainment Law Society

University of Arizona

B.A. Political Science
|

Aug 1997 - Dec 2000

Activities and Societies: Alpha Epsilon Pi, Pi Sigma Alpha (Political Science Honor Society), Golden Key International Honour Society, Phi Alpha Delta