Philip Spanoudes

Machine Learning Engineer
New York, NY
|

linkedin.com/in/philipspanoudes
Senior ML Leader with over 10 years of experience building and scaling high-impact predictive models and ML infrastructure within the fintech sector.
P
S

Work Experience

Pitchit, Inc

Co-Founder / CTO
|

Apr 2023 - Current
  • Architected and built ML/AI infrastructure and client-facing AI agent sales platform from the ground up.
  • Engineered proprietary LLM-powered agents for automated lead qualification, directly generating net-new revenue for sales teams.
  • Achieved ~$500K ARR with a proven product-market fit, scaling the platform to support major enterprise deals & adoption.
  • Directed all technical strategy and roadmap execution, leading the company through initial build, launch, and strategic growth phases.

Block, Inc

Expansion Machine Learning Team Lead
|

Sep 2024 - Sep 2025
  • Led a team of 5 MLEs delivering predictive models for seller growth and risk-adjacent life-cycle marketing
  • Increased churn model precision by 20% and reduced false positives in upper score bands, directly improving intervention targeting and revenue retention.
  • Established cross-functional working groups for real-time monitoring and rapid iteration of mitigation strategies.
  • Built an LLM-powered Merchant Insights Platform using Map-Reduce and RAG to synthesize multi-modal data (emails, transcripts) into actionable insights; reducing call preparation time for Account Management and Sales teams.

Block, Inc

Staff Machine Learning Engineer
|

Apr 2019 - Sep 2024
  • Tech lead, Square Measurement Science: owned forecasting for internal metrics used in quarterly/annual planning and portfolio optimization across Square.
  • Co-designed a framework to deploy trained ML models as services, significantly improving reliability and time-to-production for the organization.
  • Enhanced merchant value forecasting to incorporate observed and hypothesized COVID-19 effects, improving planning fidelity under regime change.
  • Developed training frameworks for predictive models forecasting merchant value across all Square products.

Block, Inc

Senior Machine Learning Engineer
|

May 2016 - Apr 2019
  • Part of the foundational Square Capital ML team; contributed to the design, development and improvement of credit risk models used for underwriting.
  • Optimized heuristic eligibility thresholds for lending, balancing expected loss against volume objectives.
  • Built a comprehensive product simulation framework to evaluate model swaps and loan facilitation changes prior to production rollout.
  • Developed a Capital acceptance model utilizing merchant event patterns to predict product uptake and improve targeting.
  • Built an email servicing model providing automated solution suggestions based on behavioral signals.

Point Up, Inc

Staff Machine Learning Engineer
|

Feb 2022 - Aug 2022
  • Bootstrapped ML infrastructure and standards for underwriting and line-sizing for the Titan charge card
  • Evaluated third-party data partners for underwriting, balancing predictive lift with compliance and coverage.
  • Implemented daily user signals (transactions, balances) for real-time monitoring and predictive modeling.

Framed Data

Data Scientist
|

May 2015 - May 2016
  • Principal research scientist improving client churn prediction across diverse event data sources.
  • Designed a generalized ML pipeline for arbitrary customer churn prediction and an extensible data representation architecture for heterogeneous event streams.
  • Implemented a deep learning architecture that decomposed complex user event patterns, increasing prediction accuracy across clients.

Education

Lancaster University (UK)

Master of Science in Data Science Distinction
|

Oct 2014 - Nov 2015

Best Overall Student Performance Award (top performance across degree modules).

University of Portsmouth (UK)

Bachelor of Science in Software Engineering First Class Honours
|

Sep 2010 - Jun 2014

Projects

Attention Fusion Networks: Combining Behavior and E-mail Content to Improve Customer Support

Researcher
|

Jun 2018 - Nov 2018

Developed a novel deep learning architecture that fuses behavioral signals with email content to automatically suggest solutions to customer inquiries; research conducted at Square Capital.

Deep Learning in Customer Churn Prediction: Unsupervised Feature Learning on Abstract, Company Independent Vectors

Researcher
|

May 2015 - Aug 2015

MSc dissertation research (Lancaster University performed for Framed Data) demonstrating that deep learning can outperform traditional ML in churn prediction while reducing manual feature engineering effort.

Skills

  • Predictive Modeling
  • MLOps
  • Real-time ML
  • Model-as-a-Service (MaaS)
  • Threshold Optimization
  • Deep Learning
  • Gradient Boosted Trees
  • LLMs & RAG
  • Python
  • Apache Spark
  • Technical Roadmap Ownership
  • Cross-functional Leadership